PENGEMBANGAN DANA IURAN ARISAN DALAM PERSPEKTIF HUKUM ISLAM  (STUDI KASUS DI DESA CERMO MADIUN)

Laila Hanun Lathifah

Laila Hanun Lathifah Fakultas Syariah, IAIN Ponorogo

Keywords: Arisan Dues, Islamic law, Maslahah, Qardh

Abstract

This research began with the arisan phenomenon in Dolog Hamlet, Cermo Village, Kare District, Madiun Regency, where the people participating in the arisan made arisan debts, and then there was an addition in returning the funds owed. What are the provisions for adding funds to the artisan's debts and receivables? For this reason, this research is essential to research. According to the type of research, this thesis includes field research, while the approach used is qualitative. The data collection techniques were interviews with managers and several members, observation, and documentation. The analytical method used in this research is the inductive method. From the research carried out during the thesis, it can be concluded that this arisan is not entirely following the qarḍh principle because, in this arisan contribution, there are debts and receivables. And when it is returned, there will be an additional 5%. Still, this addition is used as environmental cash to be repaid to members for environmental needs so that it can benefit all members of the social gathering and the community. The development of funds in arisan contributions is a benefit because it is for community needs, not personal interests, and the addition of these contributions has been agreed upon by all arisan groups.

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